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What is the Return of UTI Mutual Fund?
The returns of UTI Mutual Funds vary significantly depending on the specific scheme, the asset class, and the investment duration. As of early 2026, several top-performing equity and hybrid schemes have delivered annualized returns ranging from 15% to over 27%. For instance, aggressive hybrid categories have recently outperformed standard benchmarks, while specialized thematic funds continue to show high volatility but strong long-term gains.
However, past performance is never a guarantee of future results. At Emerfd, we emphasize that evaluating a fund’s return should always be done in the context of its benchmark and category average. A high investment return is only valuable if it aligns with your personal risk tolerance and financial timeline.
Recent Performance Highlights of UTI Schemes
UTI offers a broad spectrum of funds with diverse return profiles:
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Equity Growth Funds: The UTI Large & Mid Cap Fund has maintained a strong 3-year annualized return of approximately 20.98%, consistently outperforming many of its peers in the diversified category.
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Hybrid & Balanced Funds: The UTI Aggressive Hybrid Fund has emerged as a top performer with 1-year returns reaching nearly 27.7%, providing a mix of capital growth and downside protection.
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Thematic & Sector Funds: Specialized options like the UTI MNC Fund have shown robust performance, delivering 1-year returns of around 23.28% by focusing on multinational corporations with strong balance sheets.
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Debt & Liquid Funds: These prioritize stability, typically offering yields in the 6% to 8% range, making them suitable for short-term capital preservation.
The Diagnostic Process: How to Evaluate Fund Returns
You cannot judge a fund’s success by its 1-year return alone. To ensure your portfolio health, our team at Emerfd suggests reviewing:
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Alpha & Beta Ratios: Does the fund generate “Alpha” (excess returns) over its benchmark without taking on excessive “Beta” (market risk)?
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Rolling Returns: This measures the fund’s performance over various intervals, providing a clearer picture of consistency than a simple point-to-point calculation.
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Expense Ratio Impact: High management fees can eat into your net returns over time; always compare the direct vs. regular plan yields.
Why Choose Emerfd for Your Investment Insights?
While many portals display raw data, Emerfd focuses on the strategic analysis required to turn data into wealth. We provide the diagnostic tools and financial blueprints necessary to help you select funds that match your specific goals. We prioritize transparency and expert-led research, ensuring your investment journey is grounded in evidence rather than hype.
Ready to optimize your investment returns? Visit emerfd.co.uk today. We offer detailed scheme comparisons and expert guides to help you navigate the complex world of mutual funds.